Legal Document
Important: Tickers provides AI-generated stock analysis for informational purposes only. Nothing in this app or on this website constitutes financial, investment, legal, or tax advice. Always conduct your own research and consult a qualified financial advisor before making any investment decision.
Summary: By using Tickers, you agree to these terms. You get a 7-day free trial, then $25/month. You may cancel at any time. We provide market data and AI analysis as-is — we are not liable for investment losses. You must be 18 or older to use the Service.
These Terms of Service ("Terms") constitute a legally binding agreement between you ("you" or "User") and Tickers ("Tickers," "we," "us," or "our") governing your access to and use of the Tickers mobile application, website at ticker.investments, and all related services (collectively, the "Service").
By downloading, installing, or using the Service, or by clicking "I agree," "Sign Up," or "Start Free Trial," you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.
If you do not agree to these Terms, do not use the Service.
To use the Service, you must:
By using the Service, you represent and warrant that you meet all eligibility requirements. We reserve the right to terminate accounts of users who misrepresent their eligibility.
You must create an account to access the Service. You agree to:
We reserve the right to suspend or terminate accounts that contain false information, are inactive for extended periods, or are used in violation of these Terms.
You may register using your email address and a password, or via Google or Apple Sign-In. If you use a third-party sign-in provider, you are also subject to that provider's terms and privacy policy.
Access to the full Service requires a paid subscription at USD $25.00 per month ("Subscription Fee"), billed monthly in advance. The Subscription Fee is subject to change with 30 days' notice.
Subscription billing is processed by Stripe, Inc. By subscribing, you authorize Stripe to charge your payment method on a recurring monthly basis. Your subscription will automatically renew each month unless cancelled before the renewal date.
If a payment fails, we will attempt to re-charge your payment method. You will receive a notification. Access to the Service may be suspended after 3 days of non-payment. If payment is not received within a reasonable period, your subscription will be cancelled and your account will be downgraded.
You are responsible for all applicable taxes, duties, and levies. Stripe may collect applicable sales tax or GST/HST depending on your jurisdiction.
New users are offered a 7-day free trial upon creating an account. During the trial period, you have full access to all features of the Service.
You may cancel your subscription at any time through the Tickers app (Settings → Manage Subscription → Cancel) or by contacting us at support@ticker.investments.
Cancellation takes effect at the end of your current billing period. You will retain access to the Service until that date. We do not prorate or refund partial months.
All subscription fees are non-refundable, except where required by applicable consumer protection law. If you believe you are entitled to a refund under your local law, please contact us within 30 days of the charge at support@ticker.investments.
If you subscribed through the Apple App Store or Google Play Store, your subscription is governed by their respective refund policies. Contact Apple or Google directly for refund requests for App Store / Play Store purchases.
Tickers does not provide financial, investment, legal, tax, or accounting advice. All content generated by the Service, including AI-generated buy/sell/hold recommendations, sentiment scores, technical analysis, earnings data, and dividend information, is provided for informational and educational purposes only.
You expressly acknowledge and agree that:
Tickers, its owners, employees, and affiliates shall not be liable for any losses, damages, or liabilities arising from your reliance on information provided by the Service.
You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:
We reserve the right to investigate and take appropriate action against violations, including suspending or terminating accounts and reporting to law enforcement.
The Service and its original content, features, functionality, design, logos, and trademarks are owned by Tickers and are protected by intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works without our prior written consent.
Stock prices, earnings data, dividend information, and other market data displayed in the Service are sourced from third-party providers (Twelve Data, Finnhub, Alpaca) and are subject to their respective terms and intellectual property rights. This data is provided for personal, non-commercial use only.
AI analysis generated by the Service is produced using Anthropic's Claude API. We grant you a limited, personal, non-transferable licence to use this content for your own personal investment research. You may not republish, sell, or commercially distribute AI-generated analysis from Tickers.
You retain ownership of any watchlists, alert configurations, and personal data you provide to the Service. By using the Service, you grant us a limited licence to use this data solely to provide the Service to you.
The Service relies on third-party data providers and APIs. We do not guarantee the accuracy, completeness, timeliness, or reliability of any market data, earnings estimates, dividend information, or analyst ratings obtained from third parties.
Market data may be delayed, interrupted, or inaccurate due to circumstances beyond our control. The Service is not intended to provide real-time data for high-frequency or algorithmic trading purposes.
The Service may contain links to third-party websites or services. We are not responsible for the content or privacy practices of those third parties.
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT.
We do not warrant that:
Some jurisdictions do not allow the exclusion of implied warranties. The above exclusions may not apply to you to the extent prohibited by applicable law.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TICKERS, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR:
IN ANY CASE, OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM, OR (B) USD $100.
Some jurisdictions do not allow the limitation of certain damages. These limitations may not apply to you in full.
You agree to defend, indemnify, and hold harmless Tickers and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in connection with:
We may suspend or terminate your account and access to the Service at any time, with or without notice, for:
You may terminate your account at any time by contacting us at support@ticker.investments. Upon termination, your right to use the Service ceases immediately. Provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.
These Terms are governed by and construed in accordance with the laws of the Province of Ontario, Canada, without regard to its conflict of law provisions.
You agree that any dispute arising from or relating to these Terms or the Service shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved by binding arbitration administered under the Canadian Arbitration Association rules, with proceedings conducted in English in Ontario, Canada.
Notwithstanding the foregoing, either party may seek injunctive or equitable relief in any court of competent jurisdiction to prevent irreparable harm.
If you are a consumer resident in a jurisdiction with mandatory local dispute resolution requirements, those requirements shall apply to the extent required by law.
We reserve the right to modify these Terms at any time. When we make material changes, we will:
Your continued use of the Service after the effective date of revised Terms constitutes your acceptance of those Terms. If you do not agree to the revised Terms, you must cancel your subscription and stop using the Service.
Tickers — Legal Inquiries
Email: support@ticker.investments
Privacy: privacy@ticker.investments
Website: ticker.investments
For questions about your subscription, billing, or account, please email us with your registered email address and a description of your inquiry.